New Financial Apps Demystify Stocks and Bonds for Latinos

Carlos Garcia was three years into his first job in technology at Merrill Lynch when he first learned what a 401K retirement savings account was. He was floored when he learned that a colleague had already saved $30,000 in three years, and the company had matched it.   The concept of making money off money was foreign to Garcia, an MIT graduate who was born in Texas to immigrants from Mexico. His story is not uncommon among U.S. Hispanics, who lag behind other demographic groups when it comes to saving for retirement. But for Garcia, the episode became the inspiration many years later for Finhabits, a bilingual digital platform designed to make savings and investment accessible for Latinos.   Finhabits launched last year into a crowded world of robo-advisers, savings apps, online lending platforms and other financial-technology companies.   But it is one of the few aimed at demystifying stocks …

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A Team of Six Ugandan Scientists Win Prize for Malaria Rapid Testing Kit

A team of six young Ugandan scientists won a prestigious engineering prize for a non-invasive rapid testing kit for malaria they hope will one day be widely used across Africa. The award by the Royal Academy of Engineering in Britain comes with nearly $33,000 in prize money. VOA’s Mariama Diallo reports. …

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Infant Refugee Girl, Stabbed at US Birthday Party, Dies

A man accused of stabbing nine refugees, including six children, at a Boise, Idaho, birthday party was charged with murder Monday after the 3-year-old birthday girl died. Timmy Kinner is jailed without bail. He also faces nine charges of aggravated assault. The toddler died in a Utah hospital, where she was flown for treatment. Seven other victims are still being treated, some for life-threatening wounds. Police say Kinner was evicted Friday from the apartment complex that housed refugees because of what police say was his disturbing behavior. He returned the next day and allegedly stabbed children and guests at the birthday party, which was being held outdoors. The victims are from Ethiopia, Iraq and Syria. Boise police chief Bill Bones said Kinner is from Los Angeles and is not a refugee. Bones said the attack does not appear to be a hate crime, but that does not make it any …

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Trump Issues WTO Warning in Meeting with Dutch Leader

President Donald Trump said the U.S. is not currently planning action against the World Trade Organization but warned that, “If they don’t treat us properly, we will be doing something.”   Speaking to reporters at the Oval Office alongside visiting Dutch Prime Minister Mark Rutte, Trump reiterated his complaint that the Geneva-based organization has mistreated the U.S. and put the country at “a big disadvantage.”     Meanwhile, U.S. administration officials pushed back on reports the White House has drafted a bill that would allow Trump to determine tariff rates outside the jurisdiction of the WTO, in effect allowing Washington to walk away from its commitment to the international body that deals with rules of trade between nations.   White House Press Secretary Sarah Huckabee Sanders said reports alleging the U.S. planning to leave the WTO are “inaccurate,” but that the president has concerns about certain aspects of WTO he …

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Judges Thrust into Debate Over Trump’s Immigration Policies

Inside a small courtroom, a half-dozen immigrant teens and their families sat anxiously on wooden benches awaiting their immigration court hearing. An attorney for a nonprofit gave a quick overview in Spanish of U.S. immigration law and what they needed to do: Speak loudly. Ask for clarification if you don’t understand something. Be honest with the judge about what drove you to travel to the United States. Moments later, Judge Lori Bass peered at the crowd through red-rimmed eyeglasses and in a gentle voice asked the children their names, ages and if they were attending school, which many answered with a resounding “yes” in English. She then turned her attention to the moms, dads and uncles sitting beside them. “The purpose of these proceedings is to see whether the children can stay in the United States or whether they have to leave the United States,” she said. “This is extremely …

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Trump Hails ‘Great Talk’ With Mexican President-Elect Lopez Obrador

U.S. President Donald Trump says he had a “great talk” Monday with Mexican President-elect Andres Manuel Lopez Obrador, holding out hope that they may be able to ease immigration tensions along their countries’ border. “I think the relationship is going to be a very good one,’ Trump said a day after the leftist Lopez Obrador’s landslide election to a six-year term. “I think he is going to try and help us with the border.” Trump said they talked for a half-hour about the influx of migrants — mostly from Central America — that trek through Mexico and cross illegally into the United States, along with contentious trade issues that are now being negotiated by Mexico, the U.S. and Canada in revamping the 1994 North American Free Trade Agreement (NAFTA). Trump said the U.S. and Mexico could forge a new separate bilateral trade deal instead of redoing NAFTA. Trump has long …

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Pompeo to Head to N. Korea as White House Claims ‘Progress’

Amid concerns North Korea appears to be bolstering — rather than dismantling  its nuclear and missile facilities, U.S. Secretary of State Mike Pompeo this week will make a third trip to Pyongyang.  Pompeo, who made his initial visit to North Korea earlier this year as director of the Central Intelligence Agency, is scheduled to be in Pyongyang from Thursday through Saturday. His trip follows discussions Sunday at the Korean demilitarized zone between U.S. Ambassador to the Philippines Sung Kim and North Koreans.  It was the first time U.S. and North Korean officials are known to have met since President Donald Trump held talks with Kim Jong Un on June 12 in Singapore.  “We’re continuing to make progress. We had good meetings yesterday,” White House Press Secretary Sarah Huckabee Sanders said in response to a VOA question at Monday’s briefing. “The secretary of state will be there later this week to …

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Honeybees Finding It Harder to Eat at America’s Bee Hot Spot

Bees are having a much harder time finding food in the region known as America’s last honeybee refuge, a new federal study found. The country’s hot spot for commercial beekeeping is the Northern Great Plains of the Dakotas and neighboring areas, where more 1 million colonies spend their summer feasting on pollen and nectar from nearby wildflowers and other plants. But from 2006 to 2016, more than half the conservation land within a mile of bee colonies was converted into agriculture, usually row crops such as soybeans and corn, said the study’s lead author Clint Otto of the U.S. Geological Survey. Those crops hold no food for bees. For more than a decade, bees and other pollinators in America have been dwindling in numbers because of a variety of problems, including poor nutrition, pesticides, parasites and disease. And outside experts said this study highlights another problem that affects the health …

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NASA Spacecraft Sends Back Close-Ups of Dwarf Planet Ceres

NASA’s Dawn spacecraft is sending back incredible close-ups of the dwarf planet Ceres. The spacecraft has been circling Ceres since 2015. In June, it reached its lowest orbit yet, skimming the surface from just 22 miles (35 kilometers) up. The latest pictures released Monday offer unprecedented views of a huge impact crater known for its bright salty deposits. Landslides are clearly visible on the rim. Chief engineer Marc Rayman of NASA’s Jet Propulsion Laboratory in Pasadena, California, says the results are better than hoped. Before arriving at Ceres, Dawn explored the asteroid Vesta. Both are in the asteroid belt between Mars and Jupiter. Launched in 2007 with an ion engine, Dawn is nearing the end of its extended mission. NASA expects the spacecraft to last just another few months. …

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Fresh Grounds for Coffee: Study Shows It May Boost Longevity

Go ahead and have that cup of coffee, maybe even several more. New research shows it may boost chances for a longer life, even for those who down at least eight cups daily. In a study of nearly half-a-million British adults, coffee drinkers had a slightly lower risk of death over 10 years than abstainers. The apparent longevity boost was seen with instant, ground and decaffeinated, results that echo U.S. research. It’s the first large study to suggest a benefit even in people with genetic glitches affecting how their bodies use caffeine. Overall, coffee drinkers were about 10 percent to 15 percent less likely to die than abstainers during a decade of follow-up. Differences by amount of coffee consumed and genetic variations were minimal. The results don’t prove your coffee pot is a fountain of youth nor are they a reason for abstainers to start drinking coffee, said Alice Lichtenstein, …

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Former US Envoys to UN Urge Pompeo to Restore Relief Agency Funding

Seven former U.S. ambassadors to the United Nations under both Republican and Democratic presidents urged U.S. Secretary of State Mike Pompeo on Monday to restore U.S. funding for the U.N. agency that helps Palestinian refugees. The United States, long the biggest donor to the U.N. Relief and Works Agency (UNRWA), is providing just $60 million of a promised $365 million this year, agency head Pierre Kraehenbuehl told Reuters in April. U.S. President Donald Trump withheld the aid after questioning its value and saying Washington would only give aid if the Palestinians agreed to renew peace talks with Israel, while the U.S. State Department said the agency needed to make unspecified reforms. The United States is trying to kick-start stalled peace talks between Israel and the Palestinians, but has not yet revealed a peace plan. “This financial gap puts into question the ability of UNRWA to continue to deliver education and …

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‘Unicorns of the Sea’ at Risk From Increased Arctic Shipping

The polar bear may be the classic poster child for climate change, but it is far from the only animal threatened by a warming Arctic. Because the region is warming two to three times more quickly than the rest of the planet, the rapidly melting sea ice is opening new shipping lanes. New research suggests increased vessel traffic through Arctic waters is putting narwhals and other cetaceans at risk. The receding ice has cleared the historically dangerous Northwest Passage, and the Northern Sea Route along Russia’s northern coast, dramatically increasing maritime traffic in what was once relatively untouched ocean. “We’re on the precipice,” Donna Hauser from the University of Alaska Fairbanks said. “We’re poised for a lot of vessel traffic to increase in the Arctic. Part of what motivated the study [was to] understand where we’re at and where we need to go.” Hauser was interested in assessing the vulnerability …

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US Fifth Graders Help Save the Monarch Butterfly

P.B. Smith Elementary School in Warrenton, Virginia, is one of a growing number of schools around the United States that have vegetable gardens. Teaching children about gardening gives them a chance to get hands-on experience with growing and eating vegetables, learning about nutrition and nature in the process.  Last year, this school’s beautiful, well-kept green space got a valuable addition — a garden filled with plants that attract butterflies.   Learning about butterflies In class, members of the P.B. Smith Elementary School’s ecology club learn about butterflies — monarch butterflies, in particular. They talk about the need for certain plants for an organism to survive. They learn about life cycles, from eggs to larva, pupa and adult.   But the learning is not complete without the hands-on part. Ecology Club teacher Barbara Dennee said that happens when her class visits the garden. There, they wait patiently to see this life …

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SpaceX Delivers AI Robot, Ice Cream, Mice to Space Station

The International Space Station got its first robot with artificial intelligence Monday, along with some berries, ice cream and identical brown mice.   SpaceX’s capsule reached the station three days after launching from Cape Canaveral, Florida. Station astronaut Ricky Arnold used a large mechanical arm to grab the Dragon capsule as the spacecraft soared above Quebec, Canada.   The nearly 6,000-pound (2,700-kilogram) delivery includes the round robot Cimon, pronounced Simon. Slightly bigger than a basketball, the AI robot from the German Space Agency is meant to assist German astronaut Alexander Gerst with science experiments. Cimon’s brain will constantly be updated by IBM so its intelligence — and role — keep growing. There are also genetically identical mice for a study of gut bacteria, and super-caffeinated coffee aboard the Dragon to go with the fresh blueberries and ice cream. “Looking forward to some really exciting weeks ahead as we unload the …

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1.3 Million Afghan Children at Risk From Polio

A new round of a polio immunization campaign went into action Monday in Afghanistan amid concerns insurgent bans could possibly deprive hundreds of thousands of children from receiving the vaccine. During the five-day campaign, officials say, about 52,000 Afghan vaccinators will visit 6.4 million children under the age of five. Afghan Minister of Public Health Ferozuddin Feroz has emphasized the neutrality of polio vaccination campaigns.  In an official statement issued to mark the start of the current campaign, Feroz said that it is being conducted during the high transmission season for polio when children are most vulnerable to getting the virus. “Our primary reports show, that in this round of the campaign, around 1,347,000 children could be deprived from polio vaccine in Helmand, Uruzgan, Kandahar, Nangarhar, Kunar and Kunduz provinces, where the anti-government elements are not supporting the implementation of campaign,” the minister noted. Taliban insurgents and Islamic State militants …

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EU Warns US Against Car Tariffs

The European Union has warned the United States that placing tariffs on automobiles would end up hurting the U.S. economy and would probably result in retaliatory measures from its trading partners. In a letter sent to U.S. Commerce Department Friday, the European Union said tariffs on European cars and car parts were unjustifiable. U.S. President Donald Trump has proposed imposing a 20 percent duty on EU car imports, citing security concerns. It was not immediately clear what those concerns are. The EU letter said, “In 2017, U.S.-based EU companies, produced close to 2.9 million automobiles, which accounted for 26 percent of total U.S. production.” The submission said European car companies are “well established” in the United States. The European car industry in the United States supports some 120,000 jobs in its factories that are mainly in the southern region of the country. A tariffs war could adversely affect those jobs …

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HRW: Indonesia’s ‘Unlawful Action’ Contributes to Soaring HIV Rate

A human rights watchdog says Indonesia’s crackdown on its LGBT community is contributing to the country’s soaring HIV rate. Human Rights Watch says Indonesian authorities have taken “unlawful action,” in collaboration sometimes with militant Islamist groups, against people presumed to be LGBT.   A newly released 70-page report documents how the unlawful activities have impacted the lives of Indonesia’s sexual and gender minorities.    “Widespread stigma and discrimination against populations at risk of HIV, as well as people living with HIV, has discouraged some HIV-vulnerable populations from accessing prevention and treatment services,” according to the report.  The result is that HIV rates among men who have sex with men (MSM) “have increased five-fold since 2007 from five percent to 25 percent.”   HRW says Indonesian police have raided “saunas, night clubs, hotel rooms, hair salons and private home on suspicion that LGBT people were inside.”  Three hundred people were detained …

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US Congressmen Meet Russian Officials in St. Petersburg

A U.S. congressional delegation is meeting with senior Russian officials in St. Petersburg amid preparations for a summit between the nations’ presidents. U.S.-Russian ties have hit the lowest point in decades due to sanctions over Russian interference in the U.S. 2016 election and disagreement over Syria, Ukraine and other topics.   St. Petersburg governor Georgy Poltavchenko told U.S. congressmen on Monday that he hopes for a warming of ties. “We look into the future with optimism and are ready for cooperation on all fronts,” he said.   Richard Shelby, a Republican senator from Alabama who heads the delegation, also called for dialogue, according to a statement from the governor’s office.   Putin’s spokesman, Dmitry Peskov, would not say whether the congressmen would later meet with Russian President Vladimir Putin.     …

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China Downplays Exclusion from US-Led Naval Exercises

China, though barred from the world’s largest multi-country naval exercises this year, will shrug off the slight because it has accumulated enough power in Asia’s disputed seas to cause it little concern about the U.S.-led maneuvers, experts believe.   The United States uninvited China from attending the Rim of the Pacific Exercise in view of Beijing’s naval expansion, the U.S. Department of Defense said in a statement June 2. The exercises better known as RIMPAC bring together 25 countries, 45 vessels and 25,000 people.   Beijing need not worry because it has already militarized its key islets in the South China Sea over the protests of Southeast Asian states and cultivated a blue-water navy that plies the open Pacific Ocean despite objections from Japan and Taiwan, analysts say.   “They’ll shrug it off,” said Jeffrey Kingston, author and history instructor at Temple University Japan. “I think they know there’s displeasure …

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Border Patrol Arrests Drop Sharply in June

Border Patrol arrests fell sharply in June to the lowest level since February, according to a U.S. official, ending a streak of four straight monthly increases. The drop may reflect seasonal trends or it could signal that President Donald Trump’s “zero-tolerance” policy to criminally prosecute every adult who enters the country illegally is having a deterrent effect. The agency made 34,057 arrests on the border with Mexico during June, down 16 percent from 40,344 in May, according to the official, who spoke on condition of anonymity because the numbers are not yet intended for public release. The June tally is preliminary and subject to change. Arrests were still more than double from 16,077 in June 2017, but the sharp decline from spring could undercut the Trump administration’s narrative of a border in crisis.  Customs and Border Protection, which includes the Border Patrol, declined to comment on the numbers, saying it …

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Professor Fiona? Famed Baby Hippo an Educational Force

Just call her Professor Fiona. The Cincinnati Zoo’s famous premature baby hippo does more than delight social media fans and help sell a wide range of merchandise. She’s also an educational and literary force; heroine of a half-dozen books so far and a popular subject for library and classroom activities. The latest book is “Saving Fiona” (Houghton Mifflin Harcourt) written by the zoo’s director, Thane Maynard. “She has taught us a lot,” Maynard said. It’s believed Fiona is the smallest hippo ever to survive. Born nearly two months early, she was 29 pounds (13 kilograms), a third the size of a typical full-term Nile hippo and unable to stand or nurse.  A zoo staffer hand-milked her mother Bibi, and Smithsonian’s National Zoo in Washington helped develop a special formula. Nurses from Cincinnati Children’s Hospital were enlisted to put in a hippo IV. “We were a nervous wreck every day,” Maynard …

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US Hotel Vouchers Extended for Puerto Rico Hurricane Victims

A U.S. federal judge has ordered emergency officials to extend hotel vouchers for about 1,700 Puerto Ricans on the U.S. mainland whose homes were destroyed by Hurricane Maria last year. The vouchers were to have run out early Sunday. Judge Leo Sorokin ruled the hotel vouchers will be good at least until Wednesday. He will hold another hearing Monday to determine if the vouchers should be extended even further. “The irreparable harm to the plaintiffs is obvious and overwhelming,” Sorokin wrote hours before the deadline. “Tomorrow morning, they will be evicted and homeless since by definition, each plaintiff’s home was rendered uninhabitable by the hurricane in Puerto Rico.” Sorokin also wrote that the Federal Emergency Management Agency has neglected to provide proper aid for the hurricane victims from the U.S. territory.  The ruling came in response to a lawsuit filed by a group of Puerto Ricans against FEMA, saying the …

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UN Chief Marks 50 Years Since NPT Signing

The United Nations Secretary-General Antonio Guterres on Sunday hailed the 50th anniversary of the signing of the Treaty on the Non-Proliferation of Nuclear Weapons (NPT). Marking the date, Guterres in a statement said, “The NPT is an essential pillar of international peace and security, and the heart of the nuclear disarmament and non-proliferation regime. Its unique status is based on its near universal membership, legally-binding obligations on disarmament, verifiable non-proliferation safeguards regime, and commitment to the peaceful use of nuclear energy.” What is the NPT? The objective of the international treaty is to stop the spread of nuclear weapons and weapons-making technology, allow its signatories to pursue nuclear energy for peaceful purposes, and phase out the nuclear arsenal of the five original nuclear powers – China, France, Russia, the United Kingdom and the U.S. When did the NPT take effect? The treaty was signed July 1, 1968. It came into …

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Tesla Hits Model 3 Manufacturing Milestone, Sources Say

Tesla Inc nearly produced 5,000 Model 3 electric sedans in the last week of its second quarter, with the final car rolling off the assembly line on Sunday morning, several hours after the midnight goal set by Chief Executive Elon Musk, two workers at the factory told Reuters. The 5,000th car finished final quality checks at the Fremont, California, factory around 5 a.m. PDT (1200 GMT), one person said. It was not clear if Tesla could maintain that level of production for a longer period. Musk said the company hit its target of 5,000 Model 3s in a week, according to an email sent to employees on Sunday afternoon and seen by Reuters. Tesla also expects to produce 6,000 Model 3 sedans a week “next month.” “I think we just became a real car company,” Musk wrote. The company hit the Model 3 mark while also achieving its production goal …

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